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At Simply Covered, LLC, accessible from simplycoveredlife.com, protecting the privacy of our visitors and clients is one of our main priorities. This Privacy Policy document outlines the types of information we collect, how we use it, and our commitment to maintaining your confidentiality.

Scope of Policy

This Privacy Policy applies to our online activities and is valid for visitors to our website regarding the information they share or collect through Simply Covered. This policy is not applicable to any information collected offline or through channels other than our website.

Consent

By using our website and services, you consent to our Privacy Policy and agree to its terms.

Information We Collect

We collect personal information that is necessary to provide our life insurance services and enhance your experience:

  • Contact Information: Name, email address, phone number
  • Personal Details: Age, address, occupation
  • Financial Information: Income, assets, financial goals
  • Health Information: Medical history (relevant to life insurance underwriting)
  • Communication Records: Content of interactions with our team

We collect this information:

  • When you request a quote
  • During consultations
  • Through online forms
  • During the application process

How We Use Your Information

We use the collected information to:

  • Provide and maintain life insurance services
  • Generate personalized insurance quotes
  • Assess insurance eligibility and risk
  • Communicate about your policy and services
  • Improve our customer experience
  • Prevent fraud and ensure security
  • Comply with legal and regulatory requirements

Log Files and Tracking

We use standard logging practices to:

  • Analyze website traffic
  • Improve our online services
  • Track user interactions
  • Gather demographic information

Collected log information may include:

  • IP addresses
  • Browser type
  • Internet Service Provider (ISP)
  • Date and time of website visits
  • Referring/exit pages

Cookies and Tracking Technologies

We use cookies to:

  • Store user preferences
  • Customize website content
  • Improve user experience
  • Analyze site performance

You can manage cookie preferences through your browser settings.

Third-Party Partnerships

We may share information with:

  • Insurance underwriters
  • Service providers
  • Regulatory bodies
  • Legal requirements

We ensure all partners maintain strict confidentiality standards.

Your Privacy Rights

CCPA Privacy Rights (California Residents)

You have the right to:

  • Request disclosure of collected personal data
  • Request deletion of personal data
  • Opt-out of data selling

GDPR Data Protection Rights

You are entitled to:

  • Access your personal data
  • Request data correction
  • Request data erasure
  • Restrict data processing
  • Object to data processing
  • Request data portability

Children's Information

Simply Covered does not knowingly collect personal information from individuals under 13. Parents and guardians are encouraged to monitor online activities.

Contact Us

For any privacy-related questions or to exercise your rights, please contact:

Simply Covered, LLC Privacy Compliance Team; support@simplycoveredlife.com

Policy Updates

We may update this privacy policy periodically. We recommend reviewing it regularly.

Last Updated: November 14,2024

Compliance

Simply Covered, LLC is committed to maintaining the highest standards of data privacy and protection, in full compliance with state and federal regulations.